A wedding involves a lot of organisation, as flowers, dresses, serviettes and favours are all designed, made and set out with meticulous precision. Everything’s got to be perfect and the last thing you want to think about is having to cancel or postpone your wedding.
However, if one of your parents falls ill before the wedding, you may not wish to walk yourself up the aisle and your special day may need to be cancelled.
Take a look at some of the most common questions about cancelling your wedding because of illness.
Q. What is Cancellation Cover?
A. Cancellation Cover should be included in any good wedding insurance policy. If death or illness of a close friend or relative* means you need to cancel your wedding, cancellation cover provides you with any irrecoverable expenses up to the level of your Wedding Insurance policy. This includes ceremonial attire, bridal attire and wedding services that have been booked but not used.
Q. Who is covered under this part of the policy?
A. The policy usually covers death or illness of the bride, groom, civil partner, close family or key members of the wedding party, where it would be inappropriate to go ahead with the wedding.
Q. What about pre-existing medical conditions?
A. Unfortunately most wedding insurance policies won’t cover you for any ongoing medical conditions, or conditions that you have been treated for (including consultations), in the 12 months prior to purchasing the Wedding Insurance policy.
Q. What do I do if I need to cancel my wedding because of illness?
A. Apart from making sure that your friend or relative is being taken care of, you will need to contact everybody who was involved in the wedding. Ask bridesmaids and ushers to help you to contact everyone:
- Guests, particularly those travelling a long way for the wedding
- Venue – both the ceremony and the reception
- Arranged transport
- Booked entertainment
- Travel agent or travel provider – your honeymoon may also need to be cancelled
- Your Wedding Insurance provider
Whether you’re inviting the world and his wife or having an intimate ceremony with a small group of family and friends, having wedding insurance could provide your special day with financial protection.
Why not take a look at John Lewis’s Wedding Insurance. They offers six levels of cover for weddings costing £10,000 to £100,000 so you can rest assured that your wedding dress, wedding cake, wedding flowers and wedding rings are covered. Visit their website here for full details.
Cover includes cancellation if the bride, groom, prospective civil partners, close relative or member of your wedding party falls ill. With Cancellation Cover your costs can be reimbursed if it’s not due to a pre-existing medical condition.
They also offer optional Marquee Cover for weddings or civil partnership ceremonies taking place in the UK.